First direct how much can i borrow

We strongly recommend that you get a Decision in Principle , which is a personalised estimate of how much you could borrow. Please also refer to the 'Important information' section below. Think carefully before securing any other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage. How much can I borrow? Close screen reader. Tracker Rate Mortgage — interest rate is variable and is set at an agreed percentage above the Bank of England Base Rate.

Your interest rate will change if and when the Bank of England adjusts the Base Rate. Find out more about tracker rates rates. Find out more about our SVR. Have a play with the tool to find the right balance between affordability each month and long-term financial sense.

Want to borrow over part years - for example, 15 years and 6 months? Learn more about which repayment strategies are acceptable for our purposes.

Remortgaging and want to borrow more than you owe your current mortgage provider? Then follow the on-screen instructions. By doing this you skip some of the pages that you already completed during your original application. Should you go for a Tracker or a Fixed Rate? Find out more about the sorts of mortgages we offer here.

About our mortgages and rate types. What happens when — and why…? See all our mortgage guides. Our mortgage rates and fees. You can give us a call or apply online. For a list of all the cookies we use and what they do, please read our Cookie Policy. Current Page. Unless you're lucky enough to have the funds to buy a car outright, you've got two main options: getting a car on finance, or buying a car with a loan.

Here's what you need to know:. As with so many things in life, there's no right or wrong answer. Financing your car simply comes down to what suits you best. To help you make your mind up, we've listed some of the pros and cons of each option below. There are two types of loan. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings via your browser.

For a list of all the cookies we use and what they do, please read our Cookie Policy. You are in section Home Mortgages Mortgage guides Existing mortgage customers. If you want to pay off your existing first direct mortgage or have questions about your payments or statement:.

If you're thinking about borrowing more money against your property, for something special like home improvements, we could help. Make moving home easier, by taking your existing Mortgage with you.